Bip39 derivation path https://papaly.com/1/eMEf The last action of BIP-39 is generating the actual binary seed which happens to be then utilised to be a master crucial in BIP-32 deterministic wallet or applying other solutions. BIP39 solves this through the use of human-readable seed phrases made up of organic language words. https://bookmarkcitizen.com/story19850232/bip39-phrase-bip39-checksum-an-overview-https-dzen-ru-bip39-phrase-com